:root{--bg:#f4f6f8;--card:#fff;--text:#0d1420;--muted:#5b6777;--primary:#0b1f3b;--accent:#18a37a;--border:#e5e7eb;--shadow:0 10px 30px rgba(13,20,32,.08);--radius:16px}*{box-sizing:border-box}body,html{height:100%}body{margin:0;font-family:ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,Apple Color Emoji,Segoe UI Emoji;background:radial-gradient(1200px 500px at 20% 0,rgba(24,163,122,.1),transparent 60%),radial-gradient(900px 450px at 80% 0,rgba(11,31,59,.12),transparent 55%),var(--bg);color:var(--text)}a{color:inherit}.wrap{max-width:1080px;margin:0 auto;padding:22px 16px 64px}header{position:-webkit-sticky;position:sticky;top:0;z-index:50;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:rgba(244,246,248,.75);border-bottom:1px solid rgba(229,231,235,.7)}.topbar{display:flex;align-items:center;justify-content:center;gap:16px;padding:14px 16px;max-width:1080px;margin:0 auto}.brand img{height:170px;width:50vw;max-width:50vw;min-width:240px;object-fit:contain;display:block}.badge{font-size:12px;color:var(--muted);border:1px solid var(--border);padding:6px 10px;border-radius:999px;background:hsla(0,0%,100%,.7)}.hero{margin-top:22px;display:grid;grid-template-columns:1.1fr .9fr;grid-gap:18px;gap:18px}.card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow)}.hero .card{padding:18px}h1{margin:0 0 8px;font-size:clamp(18px,2.2vw,26px);letter-spacing:-.02em;white-space:normal}.sub{color:var(--muted);line-height:1.5;margin:0}.pillrow{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}.pill{font-size:12px;padding:7px 10px;border-radius:999px;border:1px solid var(--border);color:var(--muted);background:#fff}.form{margin-top:18px;padding:18px}.steps{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:14px}.step{font-size:12px;border:1px solid var(--border);border-radius:999px;padding:6px 10px;color:var(--muted);background:#fff}.step.on{border-color:rgba(24,163,122,.45);color:var(--primary)}.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:12px;gap:12px}label{display:block;font-size:12px;color:var(--muted);margin:0 0 6px}.req{color:#b00020}input,select,textarea{width:100%;border:1px solid var(--border);border-radius:12px;padding:11px 12px;font-size:14px;outline:none;background:#fff;color:var(--text)}input:focus,select:focus,textarea:focus{border-color:rgba(24,163,122,.55);box-shadow:0 0 0 4px rgba(24,163,122,.1)}input::placeholder,textarea::placeholder{color:#9ca3af;opacity:1}.row{display:flex;gap:12px;flex-wrap:wrap}.row>div{flex:1 1;min-width:220px}.divider{height:1px;background:var(--border);margin:14px 0}.hint{font-size:12px;color:var(--muted);margin-top:6px}.actions{display:flex;justify-content:center;gap:10px;margin-top:14px;flex-wrap:wrap}.btn{border:none;border-radius:999px;padding:11px 14px;font-weight:600;cursor:pointer;font-size:14px}.btn.primary{background:linear-gradient(135deg,var(--primary),#0d2e57);color:#fff}.btn.ghost{background:#fff;border:1px solid var(--border);color:var(--primary)}.btn:disabled{opacity:.55;cursor:not-allowed}.error{display:none;margin-top:12px;padding:10px 12px;border-radius:12px;background:#ffeaea;border:1px solid rgba(176,0,32,.25);color:#7a0014;font-size:13px}.hidden{display:none!important}.matchGrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:12px;gap:12px}.lender{padding:14px;border-radius:14px;border:1px solid var(--border);background:#fff}.lTop{display:flex;align-items:flex-start;justify-content:center;gap:10px}.lname{font-weight:800;font-size:14px}.pct{font-weight:900;color:var(--primary)}.mini{font-size:12px;color:var(--muted);margin-top:6px;line-height:1.35}.bar{height:8px;background:#eef2f7;border-radius:999px;overflow:hidden;margin-top:10px}.bar>div{height:100%;background:linear-gradient(90deg,var(--accent),#53d6b3)}footer{margin-top:24px;color:var(--muted);font-size:12px;text-align:center}@media (max-width:860px){.grid,.hero,.matchGrid{grid-template-columns:1fr}}.btn.small{padding:9px 12px;font-size:13px}.btnRow{display:flex;gap:10px;flex-wrap:wrap;margin-top:10px}.modalBack{position:fixed;inset:0;background:rgba(2,6,23,.55);display:flex;align-items:center;justify-content:center;padding:18px;z-index:50}.modalBack.hidden{display:none}.modal{width:min(920px,100%);background:#fff;border-radius:18px;border:1px solid rgba(0,0,0,.08);box-shadow:0 10px 30px rgba(0,0,0,.2);overflow:hidden}.modalHead{padding:14px 16px;border-bottom:1px solid rgba(0,0,0,.08);display:flex;align-items:flex-start;justify-content:space-between;gap:12px}.modalBody{padding:16px}.xbtn{width:40px;height:40px;border-radius:12px;border:1px solid rgba(0,0,0,.12);background:#fff;cursor:pointer}.logoHero{width:100%;height:100px;background:#0b1f3b;display:flex;justify-content:center;align-items:center;margin-bottom:30px}.logoText{color:#fff;font-size:64px;font-weight:700;letter-spacing:4px;margin:0;text-align:center}.acWrap{position:relative}.acList{position:absolute;left:0;right:0;top:calc(100% + 6px);background:#fff;border:1px solid rgba(0,0,0,.12);border-radius:14px;box-shadow:0 10px 25px rgba(0,0,0,.12);z-index:99999;overflow:hidden}.acList.hidden{display:none}.acItem{padding:10px 12px;cursor:pointer;font-size:14px;line-height:1.25}.acItem:hover{background:rgba(15,23,42,.06)}.acSub{display:block;font-size:12px;opacity:.7;margin-top:2px}.btn.disabled{opacity:.45;cursor:not-allowed}